Meet the team to take you there
Dennis Smith (co-founder)
(appointed – 3 January 2007)
Chief Executive Officer
Mr. Smith is a co-founder of the Company. As Chief Executive Officer of the Company, Mr. Smith is responsible for developing and implementing the Company’s overall strategies and will provide general oversight of all lending activities
Before Mr. Smith co-founded the Company, he began his working career in the Accounting Department of the British American Insurance Company in the late 1960’s. In 1969 he joined the Jamaica Playboy Club & Hotel as a junior accountant.
In 1972 Mr. Smith was appointed an Accountant at Jamaica Detergents Limited and Domestic Sales Limited, both companies within the Seprod Group of Companies. In 1974 Mr. Smith was appointed Chief Accountant of the ZEP Chemical Group of Companies.
Mr. Smith along with Clifton Cameron, Derrick White and Orville Haslam co-founded Swift Chemicals Limited, a chemical company. Within ten years, under the guidance of the co-founders, Swift Chemicals became the leading chemical company in Jamaica and the Caribbean
In 1995, Mr. Smith along with his wife Primrose Smith formed Supreme Brands Limited, a distribution company that imported raw materials for the baking industry.
In 2003, Mr. Smith was appointed as a regional director of Capital Partners, an American based financial brokerage. Mr. Smith was tasked with responsibility for Jamaica and Trinidad and Tobago. Mr. Smith is also co-founder and current director of the Jamaica Association of Micro Financing (JAMFIN).
(Independent, Non-executive Director and Chairman of the Board)
(appointed – 10 September 2012)
Independent, Non-executive Director and Chairman of the Board
Mr. Cameron is the non-executive chairman of the Company. He will assume oversight responsibility for the implementation of adequate policies, procedures and controls as required by the Junior Market Rules.
Mr. Cameron will be appointed to the Audit Committee and the Remuneration Committee.
Mr. Cameron has served in many private and public sector roles including: President of the Private Sector Organization of Jamaica (PSOJ), Chairman of the National Investment Bank of Jamaica, and Chairman of Petrojam Limited.
Mr. Cameron is a co-founder and current chairman of Sage Global Finance, L.L.C., a multi-industry investment and advisory company.
(Independent, Non-executive Director)
(appointed – 18 January 2016)
Independent, Non-executive Director
Mrs. Thwaites is a Charted Accountant by profession and is a graduate of the University of London in the United Kingdom, where she majored in Mathematics and Computer Science.
In 1976 she commenced her accounting career with Price waterhouse Coopers in Kingston where she remained until 1980 when she moved to Florida to join the audit team at PKF International. In 1981 she returned to Jamaica and served as an accounting consultant at the Forest Industry Development Corporation (FIDCO).
In 1988 she started her own data processing and accounting business that provided accounting services to small businesses while also being involved part time with the family owned business -The Art Centre Limited. In 1995 Mrs. Thwaites closed her accounting business and decided to become involved full time in the Art Centre, taking over the management and expanding the business beyond art supplies to include framing services and a gallery to promote contemporary Jamaican art.
Mrs. Thwaites is a board member of the National Museum of Jamaica Foundation as well as a Director of Tropical Syrup Manufacturing Co. Ltd. and Santa Box Ltd.
Mrs. Thwaites will serve as Chairperson of the Audit Committee as well as a member of the Remuneration Committee.
(appointed – 10 September 2012)
Mr. Robert Chung is an entrepreneur with over twenty years’ experience in retail sales and property development.
A graduate of Columbia University and the University of California – Berkeley, he holds a BSc. and MSc. in Civil Engineering. On his return to Jamaica he was quickly immersed in the family’s supermarket business in Port Maria and successfully managed Foo Hing & Co. Ltd, for several years until the business was sold to a leading Jamaican company.
Mr. Chung developed and acted as Project Manager for the construction of two commercial complexes owned by his family in Port Maria and Ocho Rios, Jamaica. He is currently responsible for the management of the properties. Mr. Chung is an avid sports enthusiast, a great football fan he played a good game of cricket in his youth and has participated in clay shooting at the national level. He is married with two children
(Chief Operating Officer)
(appointed – 3 January 2007)
Chief Operating Officer
Mrs. Smith supports the Chief Executive Officer Dennis Smith in managing the day to day operations of the Company.
Mrs. Smith commenced her working career in 1973 at the Inter-American Development Bank, where she was the bi-lingual secretary and personal assistant to the Deputy Representative. That role required her to perform secretarial duties as well as translation of technical documents from Spanish to English.
In 1978, Mrs. Smith moved to Florida where she worked in the Customer Service Division of Southeast First National Bank as the Administrative Assistant to the Vice President of International Banking, catering primarily to a Hispanic clientele.
In 1980, Mrs. Smith returned to Jamaica to work at the Organisation of American States (“OAS”) as the executive assistant to the Country Director.
In 1984, Mrs. Smith opened and successfully operated a salon and boutique until 1994.
Mrs. Smith is also a co-founder of Supreme Brands Limited, which was started in 1995. Mrs. Smith led that company’s Purchasing Division where her experience and Spanish language skills assisted with dealing with the company’s, mainly, Central American suppliers.
Mrs. Smith is a graduate of the University of the West Indies with a major in Communications and a minor in Languages.
Mr. Seymour Smith joined the company in December 2007 as its Accountant.
Mr. Seymour Smith is responsible for the accounting function, bank reconciliations, payroll and monitoring of loan account disbursements. He is also responsible for auditing the Company’s loan disbursements and collections.
Prior to joining the Company, Mr. Seymour Smith began his working career as a Junior Auditor at Mair Russell, Chartered Accountants eventually rising to the position of Senior Auditor. As a Senior Auditor he gained experience auditing companies in a variety of industries ranging from hardware and retail to the betting and gaming industry.
Mr. Seymour Smith is not related to Mr. Dennis Smith.
Mr. Diyal Fernando
Mr. Diyal Fernando
Mr Fernando is a Business Development Consultant and a Fellow of the Chartered Institute of Management Accountants (CIMA) in the UK.
Originally from Sri Lanka, Mr. Fernando has worked in Jamaica for over 25 years holding various senior management positions in the ICD Group of Companies from 1990 to 2005. His experience with the ICD Group spanned the Manufacturing, Retail and Distribution, Construction and Property Management Divisions.
In 2005, he joined Rose Hall Developments Limited and spearheaded the installation of the company’s Waste Water Management Project in addition to managing the Company’s Real Estate and Infrastructure Development portfolios in his capacity as Finance Director.
In 2012 Mr. Fernando was appointed to the Board of ISP Finance Services Limited and his contribution to the Board has been invaluable to the continuing development of the Company. Mr. Fernando now holds the position of Chief Financial Officer and Company Secretary and will serve on the Company’s Audit Committee.
Mrs. Jeniffer Smith is a professional banker with over 40 years of experience in banking operations in particular in customer interface and credit management.
She commenced her career with Citibank N.A. in Jamaica where she trained in all aspects of banking operations including processing loans and letters of credit, trade facilities and treasury operations.
She rose to manager of the Operations unit responsible for processing of Loans and Leases, Money Market Operations, International Fund Transfers and International Trade.
Mrs. Smith assumed the position of Assistant General Manager of Citizens Bank in March of 1975 with responsibility for International Banking, Treasury and Corporate operations. In June 1997 she moved to George and Branday as Vice President of International Banking operations
In April 2004 she took the position of Vice President of Operations and Administration at First Global Bank from which she retire in May 2009.
Mrs. Smith has been the recipient of multiple performance awards including Citibank’s Individual Performance Award in 1984, Global Account Management Award in 1984, Service Excellence Award in 1985, Deal of the Year Award in 1987, Relationship Management Award in 1987.
Mrs. Smith brings with her a wealth of experience in banking operations at a senior level.
Mrs. Jeniffer Smith is the former wife of Mr. Dennis Smith.